Privacy Policy

1. Who We Are

Simply Insurance ("Simply Insurance") is a licensed independent insurance broker based in Castle Pines, CO. We help individuals and families in Colorado compare and enroll in Medicare, health, dental, vision, and supplemental insurance plans. This Privacy Policy describes how we collect, use, and safeguard information you provide when visiting our website or contacting us for assistance.

2. Information We Collect

We collect information you voluntarily provide to us, including:

• Contact information — name, phone number, and email address when you request a consultation or submit an inquiry.
• Coverage-related information — your age, county of residence, current coverage, and health or prescription needs that you choose to share so we can provide accurate plan comparisons.
• Usage data — pages visited, time spent on pages, and general location (city/region) collected automatically through standard web server logs and any analytics tools we use. This data is aggregated and not linked to personally identifiable information.

We do not collect Social Security numbers, financial account numbers, or payment card information through this website.

3. How We Use Your Information

We use the information we collect to:

• Respond to your questions and schedule no-cost consultations.
• Research and present insurance plan options suited to your stated needs.
• Send follow-up communications you have requested (e.g., plan comparisons or enrollment reminders).
• Improve and maintain our website and services.
• Comply with applicable federal and state insurance regulations.

We do not sell, rent, or trade your personal information to third-party marketers.

4. Information Sharing

We may share your information only in these limited circumstances:

• Insurance carriers and plan administrators — when you ask us to submit a plan application or enrollment request on your behalf, we share the information required by that carrier to process your application.
• Service providers — vendors who assist us with website hosting, email, or CRM software, under confidentiality agreements that prohibit them from using your data for their own purposes.
• Legal requirements — when disclosure is required by law, regulation, court order, or to protect the rights and safety of our clients or others.

5. Medicare Marketing Rules

As a licensed Medicare insurance broker, we follow the Centers for Medicare & Medicaid Services (CMS) marketing guidelines. We will not contact you about Medicare Advantage or Part D plans unless you have given express permission, and we will never use a Medicare-related event as an opportunity to collect your information for unsolicited marketing. You may opt out of marketing communications at any time by contacting us at the information below.

6. Cookies and Tracking

Our website may use browser cookies or similar technologies to remember your preferences and analyze site traffic. You can set your browser to refuse cookies or to alert you when cookies are being sent. Some features of our site may not function properly if cookies are disabled. We do not use behavioral advertising trackers.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect information you share with us. No method of transmission over the internet is 100% secure, so we cannot guarantee absolute security. We encourage you to share only the information necessary to answer your insurance questions.

8. Your Rights and Choices

You may contact us at any time to:

• Request access to the personal information we hold about you.
• Ask us to correct inaccurate information.
• Request deletion of your information (subject to any legal retention obligations).
• Opt out of any marketing communications.

9. Third-Party Links

Our website may contain links to external sites such as medicare.gov, carrier websites, or social media platforms. This Privacy Policy applies only to simplyinsuranceforyou.com. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are intended for adults age 18 and older. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The revised policy will be posted on this page with an updated "Last updated" date. We encourage you to review it periodically.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: